The Credinet™ advantage
Put the power of your credit group at your fingertips
Credinet combines the shared knowledge of an industry credit group with real-time online information — so you can gather trade references faster, monitor every account, and spot problem customers early.
2001
Credinet exchange online since
6 years
of nationwide legal, collection and NSF history in the exchange
Nightly
risk rescoring across your accounts
New platform · Launched July 2026
See your risk before it becomes a write-off
The rebuilt Credinet keeps everything members rely on and adds tools that point you straight to the accounts that need attention. Existing usernames and passwords carried over.
Portfolio dashboards
Percent past due, top owing, active accounts and recent risk-score changes — your whole customer base on one screen.
Risk scoring & suggested reviews
Every account is scored from group trade data. Accounts scoring above 75 are flagged for review so nothing slips by.
Real-time alerts
Instant notice when a group member reports a returned cheque, collection or builder’s lien on a customer you share.
Faster navigation
A simplified layout gets you from sign-in to answer in fewer clicks, on any screen.
Core features
Everything a credit group does — online, in real time
Online group exchange
Exchange critical trade references and collection experiences with fellow group members, with ease.
Group trade requests
Gather current trade references from your industry peers online. Credinet collates the replies into one consolidated trade credit report.
Free reciprocal reports
Reply to a group trade request and you get free access to the consolidated report on that subject — our way of saying thanks.
Credit application scoring
Applications submitted on Credinet are scored using supplier confidence, negative occurrences, aging and trend — and scores update continuously.
Report trending
Spot erosion in payment performance over time and gain insight into a subject’s payment history and stability.
Master Search — free
Search the business background of directors and officers named on an application, find related companies, and even search by phone number.
Credinet™ Advantage Plus
TAP: all the benefits of your credit group, without the work
With our Trade Acquisition Program (TAP), you send us your receivables information electronically and Credinet does the rest — keeping your trade data current in the exchange and monitoring your entire receivable portfolio.
- Free access to every credit update on your existing customers — online or at group meetings
- Enhanced monitoring of your whole receivable portfolio, not just the accounts you remember to check
- No manual trade replies — your data flows automatically from your accounting system
- More time for the work that actually needs a credit professional
Credinet questions
Which credit groups can I join?
We run groups in construction and building supply, heavy equipment, trucking, wholesale, industrial supply, food service and advertising, and more — in Nova Scotia, New Brunswick and Newfoundland, with new groups forming in Western Canada. Contact us to find the right fit.
I used the old Credinet. Do I need a new login?
No. Existing usernames and passwords carried over to the new platform. If you’re having trouble signing in, call 902-450-5070 or email info@credifax.com.
Is my company’s information kept confidential?
Yes. Credit group information is available exclusively to members of that group, and Credifax is a licensed credit bureau operating under PIPEDA. See our privacy policy.
Can I see a demo first?
Absolutely. We’ll walk you through dashboards, scoring and alerts using real examples from your industry. Book a demo.